Standard Bank | Personal & Private Banking (PPB) Risk Graduate Programme

Overview

The Standard Bank PPB Risk Graduate Programme is an 18-month initiative designed to equip graduates with the skills and experience needed to become proficient Risk Practitioners within the Personal & Private Banking (PPB) division. Participants will gain exposure to a wide range of analytical areas in banking risk management while receiving mentorship from senior executives and managers.

Purpose

The programme aims to develop graduates into skilled professionals capable of applying quantitative and analytical techniques to banking risk areas, including credit decisioning, fraud management, lending portfolios, and risk analytics.

Importance

Graduates who complete this programme will have hands-on experience in managing risk across multiple banking functions, contributing to informed decision-making, innovation, and the digital modernisation of credit solutions in Africa.

Focus Areas / Key Responsibilities

• Understand and apply the Credit Lifecycle processes
• Participate in value-adding projects and business initiatives
• Conduct ad hoc reporting, insights, and analytics to support business decisions
• Collaborate with cross-functional teams within the PPB division
• Enhance coding and data analytics skills
• Contribute to the modernisation of digital credit solutions and strategies
• Support fraud risk management and analytics
• Monitor and develop scorecards, capital, impairments, and machine learning models
• Build and implement credit strategies
• Automate risk assurance processes using data science tools

Minimum Requirements / Eligibility

• South African citizen
• Maximum of 18 months of work experience
• Matric certificate
• Certified copy of ID
• Full academic transcripts for undergraduate and postgraduate studies
• Qualification: Masters or Honours in:
  • Statistics
  • Data Science
  • Pure Mathematics
  • Computational and Applied Mathematics
  • Informatics / Information Systems
  • Computer Science
  • Econometrics
  • Behavioural Economics (with focus on applied banking analytics, credit decisioning or fraud behaviour)
  • Actuarial Science (with focus on banking credit risk, risk analytics, or financial risk management)
• Honours to be completed by 31 December 2026
• Applicants primarily interested in insurance actuarial work, product pricing, or investment banking may consider other programmes

Benefits

• Permanent employment from programme start
• Exposure to multiple risk management rotations
• Mentorship and guidance from senior executives
• Development of quantitative, analytical, and coding skills
• Opportunity to contribute to impactful banking solutions and fraud insights

Who Should Apply

• Graduates seeking a career in banking risk analytics
• Individuals eager to apply quantitative skills in credit decisioning, fraud risk, capital, and impairment models
• Those interested in building a career in Personal & Private Banking risk management

Location

Johannesburg, Gauteng, South Africa – 30 Baker Street

Application Closing Date

31 May 2026

How to Apply

• Submit a full application including:
  • Matric certificate
  • Certified ID copy
  • Full academic transcripts
• Ensure eligibility criteria are met
• Applications are submitted via the Standard Bank careers portal

🕒 Posted: 2026-02-27